BYD Atto 3 vs MG Hector petrol: which costs less?
In New Delhi, driving 40 km a day and charging at home, the BYD Atto 3 Premium costs ₹15.16 lakh more on-road than the MG Hector Smart Pro CVT, saves about ₹6,917 a month, and doesn't pay back within 15 years.
There's no petrol or diesel version of the BYD Atto 3, so we've matched the MG Hector: the closest petrol car on price and size.
Check with your own numbersChange the city, variant, daily driving or charging. Takes a minute.
Running cost per km
Based on New Delhi prices: petrol at ₹102.12 a litre and home electricity at ₹8 a unit. The EV uses its real-world range of about 370 km per charge; the Hector uses about 11 km/l in real driving.
Break-even in 15 cities
Same cars, same 40 km a day. Fuel prices, electricity tariffs and state road tax move the answer.
| City | Petrol ₹/l | Power ₹/unit | Extra upfront | Saved / month | Pays back |
|---|---|---|---|---|---|
| New Delhi | 102.12 | 8 | ₹15.16 lakh | ₹6,917 | 15+ years |
| Gurugram | 102.97 | 7.5 | ₹13.64 lakh | ₹7,120 | 15+ years |
| Faridabad | 102.60 | 7.5 | ₹13.64 lakh | ₹7,079 | 15+ years |
| Noida | 101.89 | 7 | ₹15.26 lakh | ₹7,109 | 15+ years |
| Ghaziabad | 101.90 | 7 | ₹15.26 lakh | ₹7,111 | 15+ years |
| Lucknow | 101.86 | 7 | ₹15.26 lakh | ₹7,106 | 15+ years |
| Mumbai | 111.21 | 12 | ₹11.78 lakh | ₹7,050 | 13.5 years |
| Pune | 111.00 | 11.5 | ₹11.78 lakh | ₹7,136 | 13.3 years |
| Bengaluru | 111.68 | 8.2 | ₹14.06 lakh | ₹7,930 | 14.4 years |
| Chennai | 107.76 | 8 | ₹11.27 lakh | ₹7,540 | 12.1 years |
| Hyderabad | 115.73 | 9 | ₹10.92 lakh | ₹8,204 | 10.8 years |
| Ahmedabad | 101.81 | 6 | ₹14.73 lakh | ₹7,319 | 15+ years |
| Surat | 101.60 | 6 | ₹14.73 lakh | ₹7,295 | 15+ years |
| Jaipur | 113.19 | 8.5 | ₹12.22 lakh | ₹8,032 | 12.3 years |
| Kolkata | 113.50 | 9 | ₹12.22 lakh | ₹7,957 | 12.4 years |
How much you drive changes everything
| Daily driving | Saved / month | Pays back | 7-year saving |
|---|---|---|---|
| 20 km a day | ₹2,144 | 15+ years | −₹12.97 lakh |
| 40 km a day | ₹6,917 | 15+ years | −₹8.96 lakh |
| 60 km a day | ₹11,690 | 10.6 years | −₹4.95 lakh |
| 80 km a day | ₹16,463 | 7.5 years | −₹94,474 |
New Delhi prices, home charging.
Every Atto 3 variant, matched
Each EV variant is paired with the Hector variant at the same point in its price range (base with base, top with top).
| Atto 3 variant | Price | Hector variant | Price | Pays back |
|---|---|---|---|---|
| Dynamic 49.92 kWh | ₹24.99 lakh | Style | ₹12.14 lakh | 13.6 years |
| Premium 60.48 kWh | ₹30.35 lakh | Smart Pro CVT | ₹17.15 lakh | 15+ years |
| Superior 60.48 kWh | ₹34.49 lakh | Savvy Pro CVT | ₹19.65 lakh | 15+ years |
Ex-showroom prices, Delhi, November 2026. Break-even uses New Delhi on-road prices.
How we worked this out
- On-road price = ex-showroom + state road tax + registration and fees + first-year insurance. Delhi road tax: EVs 0% up to ₹30 lakh, 10% above ₹30 lakh; petrol cars 4% up to ₹6 lakh, 7% up to ₹10 lakh, 10% above ₹10 lakh.
- Running cost = energy + maintenance (about ₹5,000 a year for the EV, ₹12,000 for the petrol car) + insurance from year two.
- 40 km a day, all charging at home, 10% charging loss, kept for 7 years. No resale value assumed.
- Range and mileage are real-world figures from road tests and owners, not brochure claims. Fuel prices checked Sep–Nov 2026.
Questions people ask
Is the BYD Atto 3 worth it over the MG Hector?
In New Delhi, driving 40 km a day and charging at home, the BYD Atto 3 Premium costs ₹15.16 lakh more on-road than the MG Hector Smart Pro CVT, saves about ₹6,917 a month, and doesn't pay back within 15 years. Over 7 years you would lose about ₹8.96 lakh in total. The more you drive, the sooner the EV pays back.
How much does it cost to charge the Atto 3 at home?
A full charge of the 60.48 kWh battery costs about ₹538 at ₹8 per unit in New Delhi, including about 10% charging loss. That works out to about ₹143 per 100 km, against ₹928 per 100 km for the Hector petrol.
What is the real-world range of the Atto 3?
The 49.92 kWh version does about 340 km on a full charge. The 60.48 kWh version does about 370 km on a full charge. These are road-test and owner figures, not the brochure claim.
Where does the Atto 3 pay back fastest?
Of the cities we track, it pays back fastest in Hyderabad (10.8 years) and slowest in Bengaluru (14.4 years). Fuel prices, electricity tariffs and state road tax all change the answer.